The Honest 2026 Map of UK Free Spins: 20, 25, 50, 100, 200 — What’s Real
The phrase “free spins no deposit” gets thrown around like it’s a single productmadslotsonlineuk.com. It isn’t. In the UK market as of July 2026, it covers at least five different headline tiers (20, 25, 50, 100, 200), four distinct wagering regimes (0x, 10x, 35x, 65x), and roughly two dozen operators with active UKGC licences. Pick the wrong one and you waste an evening chasing a “free” bonus that quietly required a £10 deposit, took 65x your winnings to clear, and expired before you found a slot you actually wanted to play.
This page exists because the SERP results for “free spins no deposit UK 2026” are a mess. Half of them list offshore Curacao sites that the UK Gambling Commission doesn’t regulate. Another quarter recycle 2023 offer terms with a fresh “2026” stamp on the headline. The remaining quarter do their best to stay accurate but don’t explain why the market looks the way it does, which is the actual thing you need to know before you hand your card details to a casino.
So here is the deal. I’m going to walk through every tier from 20 to 200, name the UKGC-licensed operators that genuinely run each one, show the bonus codes where they exist, translate the wagering maths into pounds, and flag the four traps that catch new players every week. By the end you’ll know exactly which tier matches what you actually want.
The short answer for players in a hurry
If you read nothing else: the only UKGC-licensed casino offering a genuine, code-free no-deposit welcome tier at 200 spins in July 2026 does not exist. The honest substitute is the “deposit £10, stake £10, get 200 wager-free spins” formula run by Sky Vegas, William Hill, Betfred, Paddy Power and Ladbrokes. The largest genuine no-deposit spins bundle at a UKGC site is currently 70 spins at Sky Vegas, 60 spins (50 + 10 bonus) at Paddy Power, 50 spins at Betfair and Sky Vegas, 50 spins at 888 Casino’s PR drop, and 10 spins at MrQ. Everything above 70 spins labelled “no deposit” in the SERP either requires a stake, sits on an unlicensed offshore site, or is recycled copy from 2023.
Why this page exists (and why your last search left you confused)
Three reasons. First, the UKGC’s January 2026 reforms (10x wagering cap and the ban on mixed-product promotions) wiped out roughly a third of the offers that dominated the SERP twelve months ago. Second, “free” in casino marketing has never meant what it means in a supermarket. Third, the gap between what an offshore comparison site advertises and what a UKGC-licensed operator actually delivers is now wide enough that trusting the headline alone loses you money or time, usually both.
Quick legend so the rest of this page reads faster: UKGC = UK Gambling Commission, the only regulator whose licence gives you a real complaints path and a real chance of getting disputed funds back. No deposit = no cash leaves your bank. No wagering = winnings from spins land as cash, not bonus funds. Stake £10 = you have to deposit and bet ten quid before the operator unlocks the headline offer. Max cashout = the ceiling on what you can withdraw from bonus winnings.
The January 2026 UKGC Reset: 10x Wagering Cap and Mixed-Product Ban
Everything you read about “free spins UK 2026” sits on top of two changes that came into force on 19 January 2026 under the Gambling Commission’s revised Social Responsibility Code 5.1.1. They are the reason the offer landscape looks different from anything that ran in 2023 or 2024, and they are also the reason the rest of this guide can promise you a 0x or 10x ceiling at UKGC sites where a year ago you’d have been staring at 35x or 65x.
What changed on 19 January 2026
The first change is a hard cap on bonus wagering. Any UKGC-licensed operator must now limit the wagering requirement on bonus funds (including winnings from free spins) to no more than 10x the bonus amount. A £10 bonus can require at most £100 of qualifying bets before withdrawal. The rule applies to the bonus value alone, not bonus plus deposit combined, which matters when you compare it with offshore terms. For free spins specifically, this caps what was historically the worst part of the offer: a £5 win used to mean £175 of playthrough at 35x or £325 at 65x. Now it means £50 maximum.
The second change is a ban on mixed-product promotions. UKGC-licensed operators can no longer cross-sell a casino bonus through a sportsbook bet, or attach a poker freeroll to a bingo deposit, or hand out free spins because you placed an accumulator. Each promotion must live in a single vertical. That killed a lot of headline-grabbing offers in the sportsbook-casino crossover market — Paddy Power’s old “bet £10 on the football, get 50 casino spins” route, for instance, is gone. The new twin-track Paddy Power structure (60 no-deposit spins on the casino side, plus a separate sports welcome offer) is the consequence.
Both rules were originally scheduled for December 2025. The Commission pushed implementation back to 19 January 2026 to give operators time to update promotional terms, payment systems and customer comms.
What survived the chop
Wager-free spins. The 10x ceiling is a maximum, not a floor. Operators can — and several do — set the requirement at 0x. MrQ, Sky Vegas, Paddy Power, Betfair, Betfred, and Virgin Games all run genuine 0x welcome offers in July 2026. That’s the cleanest possible deal in the UK market: any winnings from those spins land in your cash balance and you can withdraw them immediately, subject only to the operator’s standard withdrawal checks.
No-deposit offers survived, but they shrank. Headline counts dropped from 100+ to 50-70. The economics make sense: if the operator can’t recoup the bonus value through 35x wagering, the maximum pure giveaway has to come down. The brands that kept no-deposit tiers at all tend to attach a debit-card verification step, a short expiry (48 hours to seven days), or a max-cashout cap as a soft backstop.
Big-spin “deposit £10, get 200” packages survived and now dominate the SERP for the 200-spin keyword. Operators happily give away 200 spins when you’ve already staked £10 of real money — they’ve made their margin on the slots playthrough. This is the package that takes most of the search results for “200 free spins no deposit UK 2026”, and it is technically not a no-deposit offer. Read on, that distinction matters.
20 Free Spins No Deposit UK — The Genuine Entry-Level Tier
Twenty is the smallest “real” no-deposit bundle the UKGC market still bothers to advertise. Below that you’re usually looking at 5 or 10 spins bundled with a deposit trigger, which the Commission tolerated because the bonus value is so small it doesn’t register on the affordability checks. Twenty is also the floor where operators still publish a named eligible slot in the headline, so the offer at least tells you what you’re getting.
Who actually runs 20 free spins today
LeoVegas has a 20 free spins no-deposit offer at the time of writing (35x wagering on winnings, max cashout £100). Grosvenor Casinos runs a 20-free-spin Starburst bundle as a seasonal or loyalty promotion rather than a fixed welcome offer — it appears, then it disappears, so don’t depend on it landing on the day you register. 888 Casino’s headline no-deposit count sits at 88, but the breakdown of which titles count toward it changes monthly; some campaigns credit only 20 on a single game with the rest split across the wider slot library.
Casumo’s 20-spin Book of Dead offer has been running on and off through 2025 and 2026 at 35x wagering with a £50 max cashout. It’s not the most generous deal on paper, but Casumo’s slot catalogue and withdrawal speed are reliable enough that experienced UK players treat it as a low-friction way to sample a new operator.
Card-verification vs. true zero-payment
Read this bit carefully. “20 free spins no deposit” at a UKGC site almost always means 20 free spins with no cash deposit required. It does not mean no verification. Every major UK operator will require you to add a UK debit card during signup or shortly after. The card isn’t charged for a true no-deposit offer; it sits in the system as a KYC (Know Your Customer) anchor that lets the operator run affordability and age checks. If you see an offer that claims to be no-deposit but asks for no card and no SMS verification, it’s either offshore or it’s the front door to a deposit-triggered bundle.
This card step is also why “20 free spins add card no deposit UK” is one of the highest-volume search variants on this topic — players want to confirm that adding a card won’t debit the account. At every operator I name in this guide, the answer is no, it will not. The debit only happens if you opt in to a deposit-triggered second-stage bonus and the operator collects your £10 stake.
25 Free Spins No Deposit UK — A Quieter Corner of the Market
Twenty-five is the awkward middle child. It’s too small to headline as a major welcome tier and too oddly specific to be a regular promo. You will find it, but you’ll find it via niche operators rather than the household names.
Where 25-spin offers still surface
NetBet runs a 25-free-spin no-deposit offer on Starburst XXXtreme during promotional windows, typically with 35x wagering and a £100 max cashout. The bonus code slot exists but is rarely required for the headline offer. All British Casino has run 25 spins on Book of Dead at 35x as a registration-led bonus through 2026. Fabulous Bingo (part of the 888 network) has issued 25-spin codes tied to specific bingo rooms where the bingo card acts as the gateway.
Platinum Reels and a handful of Jumpman Gaming sites run 25-free-spin offers around £100 max cashout at 30x wagering, with validity windows of about a week. These are genuine no-deposit spins but the wagering is on the higher end of what’s still legal under the UKGC’s 10x cap, because they’re bonus-funds-on-cash, not cash-on-bonus. The technical distinction matters: when free spins pay as bonus funds, the 10x cap on winnings applies; when they pay as cash, there is no wagering at all.
Why 25 is rarer than 20 or 50
Marketing math. The cost to the operator of 25 wager-free spins at £0.10 each is £2.50 in real play value. The cost of 50 is £5. The cost of 100 is £10. Going from 25 to 50 doubles the acquisition cost for what is, psychologically, the same “free chips” feeling. Most operators round up to 30 or 50 for that reason. The ones that stick at 25 tend to be running a campaign where the headline spin count is part of a broader acquisition story (a sister site launch, a network-wide promotion, a Christmas calendar) rather than the offer itself.
50 Free Spins No Deposit UK — The Sweet Spot in 2026
If you want the best balance of “free” and “meaningful”, 50 is the sweet spot. It’s the most common genuine no-deposit tier among UKGC-licensed brands, the most reliably advertised, and the one where the wagering maths still makes a small win worth walking away with.
The genuine 50-spin no-deposit deals
Sky Vegas runs 50 free spins on registration at £0.10 each, no wagering, no deposit, locked to the first eligible game you open (Fishin’ Frenzy, The Goonies Jackpot King, Eye of Horus, Slots O’ Gold, and a rotating roster of other Blueprint and Pragmatic Play titles). 7-day expiry. Sky also runs a 70-free-spin variant during promotional windows — Racing Post lists the 70-spin headline as the current public offer, but the 50-spin baseline has been continuous through 2026.
Betfair Casino runs 50 free spins on Jackpot King slots with code CASAFS, no deposit, no wagering. Promo code is entered at registration, SMS verification unlocks the bundle, 7-day expiry. Spins land at £0.10 each.
Paddy Power Games runs 60 free spins split as 50 on a choice of twelve eligible slots plus 10 on Paddy’s Mansion Heist (paid as a £1 bonus). Code PGCDE1 at registration. No wagering. 7-day expiry. SMS verification required. Eligible slots include Fishin’ Frenzy, Eye of Horus, King Kong Cashpots, Wish Upon a Cashpot, and the Paddy Power-branded Jackpot King series.
888 Casino’s headline number is 88 free spins, paid as a no-deposit welcome offer. Wagering sits at 1x the bonus, applied within 90 days. That’s softer than the legal maximum of 10x and much softer than the 25x–35x common on legacy offers. The eligible slot rotates — Zeus vs Hades: Gods of War was the verified title at the last check.
Reading the small print: max cashout and game lock
Two clauses decide whether a 50-spin offer is worth your time. The first is max cashout. William Hill’s older 50-spin variants carried a £30 cap on winnings, which made a string of dead spins and one £50 spin effectively a £30 win. The newer William Hill 200-spin package (deposit £10, code WHV200) caps redeemable winnings at £30 as well, even though the headline spin count tripled. Operators are not required to publish max-cashout caps in the headline, so always read the T&Cs link before you register.
The second clause is game lock. Almost every 50-spin no-deposit offer in 2026 ties your spins to a single named slot — usually the first eligible game you load after registration. If you were planning to play Starburst and the offer is on Fishin’ Frenzy, you don’t get to switch. Open the game the offer points you to first, or you’ll burn the bundle on a title you didn’t choose.
100 Free Spins No Deposit UK — Scarce, and Almost Always Gated
A genuine 100-free-spin no-deposit offer at a UKGC site is a unicorn in mid-2026. They exist; they don’t exist where you’d expect them.
What you can realistically find
MrQ gives new UK players 10 free spins on Big Bass Q The Splash with no deposit after mobile verification, then 100 free spins on Big Bass Splash once you deposit and stake £10. The 100-spin batch is the headline tier; the 10-spin batch is the no-deposit sweetener. Both are zero wagering, both expire 48 hours after credit. The promotion runs 4 March 2026 to 3 March 2027 per the operator’s terms page. MrQ is also running an exclusive 300-spin batch (50 per day for three consecutive days, minimum £10 deposit per day) on Fishin’ Bigger Pots of Gold through a talkSPORT code (POTS300).
888 Casino’s 100-free-spin batch runs under code WELCOME100FS, requires a £10 deposit and £10 wager on slots within 7 days. The 100 spins land on selected Pragmatic Play slots at £0.10 each, winnings paid as bonus funds, max withdrawable £300, 7-day expiry. Skrill and Neteller deposits are excluded.
Virgin Bet’s 100-free-spin offer on Eye of Horus requires a single £10 deposit and a single £10 wager in one transaction. Zero wagering, 30 days to qualify, another 30 days to use. Splitting the £10 across two £5 deposits does not trigger the bonus.
The MrQ / Sky Vegas / Paddy Power wrinkle
All three of these operators do something that doesn’t show up in a SERP snippet. They let you stack the no-deposit tier with the deposit tier. Sign up to MrQ with no money down → get 10 free spins → deposit £10 → get 100 more. Net: 110 spins, of which 10 cost you nothing and 100 cost you £10. That’s a real blended rate of about 9p per spin including your stake. The same mechanic works at Sky Vegas (50 no-deposit + 200 on £10 stake) and at Paddy Power (60 no-deposit + 200 on £10 stake), though Paddy Power’s deposit-spin wagering contribution excludes Skrill, Neteller, and PayPal. The blended numbers are honest, the marketing copy is misleading, and that gap is worth knowing about before you decide which operator to register with.
200 Free Spins No Deposit UK — The Marketing Lie and the Reality
If you came here looking for a 200 free spins no deposit bonus, sit down for a second. There isn’t one at any UKGC-licensed casino in July 2026. There is a series of “deposit £10, stake £10, get 200 free spins” packages that dominates the SERP under that headline, and there’s a long tail of offshore sites that will advertise exactly what you searched for and then either not pay you, not pay you in pounds, or not pay you at all. Sorting these out is the actual job.
Why a literal “200 free spins, no deposit” rarely exists at UKGC sites
Three reasons, in order of importance. The first is regulatory. Under the January 2026 UKGC framework, a no-deposit bonus of 200 spins at the standard £0.10 stake is worth £20 of real slot play, paid out before the operator has seen a penny of your money. That crosses an internal risk threshold that most UKGC licensees aren’t willing to write off in a single signup. The brands that came closest — Coral with 100 spins for existing customers, 888 with 88 spins — sit well below 200.
The second is unit economics. A 200-spin no-deposit bundle at 0x wagering costs the operator £20 in real slot play per signup. If the operator’s conversion rate from signup to depositing player is 30%, that’s £66 of acquisition cost before any marketing spend, payment processing, or affiliate commission. Most UK operators run tighter acquisition budgets than that.
The third is the post-reform ceiling. The 10x wagering cap makes it impossible to recover the £20 bonus value through rollover, because the maximum the operator can claw back is £20 × 10 = £200 of qualifying bets per player, and only if those bets happen on eligible slots with full wagering contribution. In practice most players lose the bonus before they generate that much playthrough, but the operators can’t rely on that in their financial models.
The deposit-£10-get-200 formula that dominates the market
The 200-spin headline that keeps appearing in the SERP is almost always this structure: register, deposit £10, stake £10 on a named slot, receive 200 free spins on a (usually different) named slot, withdraw any winnings subject to the terms. The named slots cluster around Big Bass Splash, Eye of Horus, Fishin’ Frenzy, the Age of the Gods series, and King Kong Cash. Here are the verified UKGC-licensed packages live in July 2026:
| Operator | Bonus Code | Spins | Slot | Spin Value | Wagering on Winnings | Max Cashout | Expiry |
|---|---|---|---|---|---|---|---|
| Sky Vegas | None | 200 | First eligible game (Fishin’ Frenzy, Eye of Horus, The Goonies JK, Slots O’ Gold) | 10p | 0x | No cap | 7 days |
| Paddy Power | PGCDE1 | 200 | Choice of eligible slots (Fishin’ Frenzy, Eye of Horus, Wish Upon a Cashpot, etc.) | 10p | 0x | No separate cap | 7 days |
| William Hill Vegas | WHV200 (or BBS200 on the legacy variant) | 200 | Big Bass Splash | 10p | 10x on the advertised game | £30 | 72 hours |
| Betfred Casino | SPINS | 200 (or 50 at 20p, or 100 at 10p — pick one of three) | Age of the Gods God of Storms 2 / Better Wilds / Age of the Gods | 5p / 10p / 20p | 0x | No cap | 7 days |
| Ladbrokes | None (opt-in) | 200 | Selected slots | 10p | 0x | No separate cap | 7 days |
| bet365 Games | None | Up to 500 (randomised daily drops over 10 days) | Book of Horus, Magic Forge, and a rotating list | 10p | 0x | No cap | 24 hours per batch |
| BetMGM UK | None | 200 | Gold Blitz and selected slots | 10p | 1x on the qualifying deposit only | No cap | 7 days |
The honest reading: William Hill’s 200-spin offer is the strictest on the list (10x wagering on winnings, £30 cap, 72-hour expiry). Sky Vegas, Paddy Power, Betfred and Ladbrokes run the same headline count with no wagering and a longer expiry. bet365’s “up to 500” is the loudest number in the SERP but the average player receives well under 200 because the daily drops are randomised and the package is gated by a £10 deposit plus ten days of returning to the site to claim each batch.
Bonus Codes That Actually Matter in 2026
About a third of UKGC welcome offers still require a code at registration. The rest credit the bonus automatically when you opt in to the promotion page. Mixing the two up is the single most common reason a bonus doesn’t land in your account. Here is the verified list as of July 2026.
Codes verified in July 2026
CASAFS — Betfair Casino, 50 free spins no deposit, then 100 more on £10 stake. Enter at registration.
PGCDE1 — Paddy Power Games, 60 free spins no deposit (50 slots + 10 Paddy’s Mansion Heist). Enter at registration.
PGCTV1 — Alternate Paddy Power Games code, same offer, used in some affiliate links.
WHV200 — William Hill Vegas, 200 free spins on Big Bass Splash after £10 deposit and stake. Enter at registration.
BBS200 — William Hill legacy variant of the 200-spin offer. Some affiliate pages still push this code; the operator has moved the canonical welcome to WHV200.
SPINS — Betfred Casino, up to 200 free spins after £10 stake. Must be entered before first deposit.
KINGKONG — NetBet, 11 free spins no deposit on King Kong Cash Even Bigger Bananas 4, plus 100 free spins on Big Bass Splash after £20 slot bet. Enter at registration.
WELCOME100FS — 888 Casino, 100 free spins on Pragmatic Play slots after £10 deposit and stake.
POTS300 — MrQ exclusive 300-spin batch (50 per day, three days, Fishin’ Bigger Pots of Gold), via talkSPORT. Standard MrQ welcome requires no code.
Codes that quietly expired
Several codes still circulating in 2024 and early 2025 no longer work. SPINMAX26 and UKFREESPIN (both attributed to Betway) returned “promotion not found” at the last check. FRIDA and FRIDAY25 (888 Casino weekly drops) were tied to specific Friday campaigns that have rotated. OJOFRIDAY (PlayOJO) likewise ran on a campaign clock and is dormant. Codes that aren’t on the verified list above should be treated as expired unless you can see them on the operator’s own promo page on the same day you intend to register.
Wagering Requirements, Translated Into Pounds
The single most useful thing you can do before claiming any UK free spins offer is the maths. Take your expected win, multiply by the wagering multiplier, divide by the RTP of the slot, and you’ll see what you actually need to bet before the bonus converts to cash. Most players skip this step and then complain the offer was a scam. It wasn’t. The maths was just hostile.
The 0x / 10x / 35x tier system
UK offers in mid-2026 sort cleanly into three bands. The 0x band — Sky Vegas, Paddy Power, Betfair, MrQ, Betfred, Virgin Games, NetBet — credits any winnings from the spins straight to your real-money balance, withdrawable as soon as the operator’s standard KYC is done. The 10x band — William Hill on the 200-spin package — pays the winnings as a “bonus” that must be wagered 10x on the same slot before withdrawal. The 35x band — Casumo’s Book of Dead deal, some seasonal LeoVegas promos — pays as a bonus that needs 35x wagering, still inside the UKGC’s old framework but well above the current maximum and unlikely to survive a regulatory review.
There is no practical reason to claim a 35x offer at a UKGC site in 2026 unless you’re testing a specific operator or you really want to play a particular slot with house money. The 0x offers do the same job without the rollover.
Worked example: a £5 win from a 50-spin batch
You claim 50 no-deposit spins at Sky Vegas on Fishin’ Frenzy. RTP for the slot is 96.53%. Expected return across 50 spins at £0.10 is 50 × 10p × 0.9653 = £4.83. Your actual result will scatter around that figure — most sessions land between £0 and £15. Suppose you finish on £5.
At Sky Vegas: £5 is cash. You can withdraw it immediately, subject to the operator’s standard withdrawal window (typically 1–3 working days for debit cards, 24 hours for Pay by Bank).
At William Hill’s hypothetical 50-spin variant (the current package is 200, not 50, but using the same multiplier for illustration): £5 becomes a £5 bonus with 10x wagering on the same slot. You need to bet £50 on Fishin’ Frenzy before the £5 converts to cash. RTP × wagering means you’ll lose roughly £1.74 of the £5 during that playthrough, leaving £3.26. Then the £30 max redeemable cap kicks in only if your total win is over £30; at £3.26 it doesn’t apply. Net: £3.26 cash, after £50 of slot play.
At an offshore 65x offer that the UKGC cap would no longer tolerate: £5 bonus with 65x wagering. You’d need to bet £325 on the same slot. Expected loss at 96.53% RTP: £11.31. The bonus is mathematically dead by the time you finish playthrough. Don’t sign up to offers like this at any UKGC site, because by 19 January 2026 they shouldn’t exist at licensed operators.
Eligible Slots and Game Lock — Where Your Spins Actually Land
Every UKGC free spins offer in mid-2026 ties your spins to a specific slot or a short named list. Most lock the bundle to the first eligible game you open after registration, which means the choice of which game to load first is the choice of which slot the entire bonus plays through.
Big Bass Splash: the default vehicle
Pragmatic Play’s Big Bass Splash has become the de facto standard for UK free spins welcome offers in 2026, to the point where the SERP for “200 free spins Big Bass Bonanza” is essentially the SERP for the 200-spin tier. William Hill (WHV200), Betfair (the deposit-£10 stage of CASAFS), MrQ (100-spin batch), NetBet (the deposit-£20 stage of KINGKONG), and Virgin Games (70-spin deposit offer) all route their headline bundles to Big Bass Splash or one of its sequel variants.
Why this game? Pragmatic Play offers operators a 96.71% RTP, medium-to-high volatility, a max win of 5,000x stake, and free-spin retrigger mechanics that keep players engaged. The brand is strong enough that “free spins on Big Bass” reads as a recognisable product rather than a generic slot promo. It’s also the slot that almost every UK player has at least tried, which removes the “what’s this game?” friction from the registration flow.
Starburst, Book of Dead, Jackpot King, Fluffy Favourites
Starburst (NetEnt, 96.09% RTP) remains the alternative classic. Grosvenor, Sky Vegas and the LeoVegas welcome tier tend to default to Starburst when the operator wants a lower-volatility slot. Book of Dead (Play’n GO, 96.21% RTP) is the preferred high-volatility pick — Casumo, 888 Casino and the Jumpman Gaming network use it for their 25–50 spin bundles.
The Jackpot King series (Blueprint Gaming) covers a portfolio of progressive jackpot slots including The Goonies Jackpot King, Slots O’ Gold Jackpot King, Fishin’ Frenzy Jackpot King and King Kong Cash Even Bigger Bananas Jackpot King. Betfair’s 50-free-spin no-deposit welcome runs exclusively on this network because the operator wants the chance of a jackpot to share in its marketing. Fluffy Favourites (Eyecon, 95.39% RTP) is the nostalgic choice for Jumpman Gaming sites, particularly the bingo-led brands like Fabulous Bingo and Lucky Pants Bingo. The 20 free spins on Fluffy Favourites search term survives because the bingo crowd keeps searching for it; the offer itself is mostly run as a 20-spin variant of a wider Jumpman promotion.
If you have a strong preference for a particular slot, pick the operator whose eligible-game list includes it before you register. Trying to switch slots after the spins are credited usually results in the operator telling you the bonus is locked, and that’s not negotiable.
Payment Methods That Qualify (And the Ones That Quietly Disqualify You)
Almost every UKGC free spins welcome offer excludes at least one payment method from q